BrokerPay Blog

Compliance, payments, and brokerage operations — insights for modern real estate brokerages.

1099-NEC for Commissions: What Brokerages Must Report

1099-nec for commissions

1099-NEC for Commissions: What Brokerages Must Report

Which commissions, referral fees and co-op payments go on Form 1099-NEC, the new $2,000 threshold for 2026, deadlines, and how signing bonuses are treated.

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Commission Statement Format for Real Estate Brokerages

commission statement format

Commission Statement Format for Real Estate Brokerages

A practical commission statement format for real estate brokerages: required fields, a sample layout, W-9 and RESPA checks, and common mistakes to avoid.

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Commingling Funds in Real Estate: What Brokers Must Know

commingling funds real estate

Commingling Funds in Real Estate: What Brokers Must Know

What commingling means for a real estate brokerage, how it differs from conversion, the mistakes that trigger it, and how to keep trust and commission money apart.

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NACHA Authorization: What U.S. Real Estate Brokerages Must Prove

nacha authorization requirements

NACHA Authorization: What U.S. Real Estate Brokerages Must Prove

U.S. ACH originators and real estate brokerages can see what to capture, retain, and produce under Nacha rules, with Regulation E context and a checklist.

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Wire Fraud: U.S. Homebuyers’ 24–48 Hour Response at Closing

wire fraud real estate

Wire Fraud: U.S. Homebuyers’ 24–48 Hour Response at Closing

Learn how U.S. buyers can spot real estate wire fraud, verify instructions by phone, act quickly after a transfer, and report it to the FBI’s IC3.

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8 Real Estate Referral Agreement Clauses to Set Before the Intro

referral agreement real estate

8 Real Estate Referral Agreement Clauses to Set Before the Intro

Fill out a real estate referral agreement with clear fee triggers, broker signatures, RESPA guidance, and payment steps that help brokers avoid audit risk.

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U.S. ACH Fraud Protection: Dual Approval Meets 2026 Nacha Rules

ach fraud protection

U.S. ACH Fraud Protection: Dual Approval Meets 2026 Nacha Rules

Protect U.S. ACH payments with dual approval and out of band verification. See how 2026 Nacha rules and FedACH tools help detect suspicious transfers.

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5 Independent Contractor Payment Terms U.S. Payers Can't Skip

independent contractor payment terms

5 Independent Contractor Payment Terms U.S. Payers Can't Skip

Set U.S. contractor rates, schedules, invoice rules, and tax documents; meet IRS and DOL requirements, keep pay separate from payroll, and retain clear...

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Commission Disbursement Authorization: 6 Fields for U.S. Compliance

commission disbursement authorization

Commission Disbursement Authorization: 6 Fields for U.S. Compliance

See how U.S. agents document commissions after 2024 NAR changes, complete a CDA, prevent payout errors, and keep brokerage records audit ready.

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Payment Exports: Why Brokerage Accounting Needs More Than CSVs

payment export accounting

Payment Exports: Why Brokerage Accounting Needs More Than CSVs

Make payment exports easier to reconcile and defend in an audit. Compare file formats, essential fields, automation, and retention for brokerage commissions.

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Secure Broker Payments for Brokerages: Move Off P2P Before an Audit

secure broker payments

Secure Broker Payments for Brokerages: Move Off P2P Before an Audit

Learn how brokerages can replace P2P payouts with auditable workflows for RESPA, W-9 and 1099 compliance, payment approvals, and five years of records.

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Cap Reset Automation: 7 Steps to Prove Brokerage Payouts

cap reset automation

Cap Reset Automation: 7 Steps to Prove Brokerage Payouts

Replace manual spreadsheets with cap reset automation that tracks commissions, flags cap thresholds, and records each reset so brokerages can verify payouts.

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